A real-time, secure core banking and loan management engine engineered specifically to match the complex regulatory workflows, approval chains, and operational realities of modern microfinance institutions, SACCOs, and credit organizations.
Centralize and protect your customer data. Track KYC details, transaction histories, share capitals, savings balances, and documentation paths from a single, unified open-source database layer built on PostgreSQL.
Streamline loan processing from application to final disbursement. Configure your institution's specific credit rules, calculate interest tables automatically, log guarantors, and map repayment tracking seamlessly.
Enforce institutional governance with bulletproof, role-based access control. Every transactional adjustment, authorization, and data change logs a persistent, non-alterable audit trail to guarantee accountability and mitigate risk.
PrimeBanking operates using an agile, open API framework that links directly into the financial ecosystem you rely on daily. Experience touchless ledger updates by integrating directly with mobile money gateways (M-Pesa), commercial banking channels, external SMS reminder nodes, and back-end reporting dashboards.
Live deployments include: Meru County Microfinance Corporation, Kakamega County Microfinance Corporation, Chai Sacco, and SmartPesa Microfinance environments.